Financial Planning is not an event... It is a process!
So let’s worry less about “The Plan” and focus on being continually engaged in the process of planning.
Planning Process Objectives
1
Accomplish Your Goals
You are your own benchmark, with your own goals, and your own unique challenges. It is our job to personalize a solution that will help you accomplish the goals that matter most to you.
2
Have Clarity
Clarity is the peace of mind that comes from organizing, simplifying, and prioritizing your financial life. In all that we do, we want to eliminate confusion & chaos and replace it with clarity by engaging in an ongoing financial planning process.
3
Maintain Confidence
Sleep well, live happy & have confidence. There is a lot of noise throughout the world and in the financial markets that can cause anxiety and doubt. Let us worry while you enjoy life.
The process
Step 1:
Discovery Meeting
During this meeting we will take a deep dive into every aspect of your financial lives. We’ll discuss your specific situation, needs, goals, worries, challenges, and opportunities. We’ll be gathering information and diving into each of the components listed below under ”The Planning Process Components” in order to build out a framework and roadmap for the Planning & Strategy Meeting.
Step 2:
Planning & Strategy Meeting
The purpose of this meeting is to present and review the initial data collected in a clear and organized fashion. We discuss observations of what you’re doing well and make recommendations on things you can do better. During this meeting we present you with a financial scorecard that tracks important metrics and provides you with specific action items we believe you should take.
Step 3:
Review & Improve
Over time life happens and things change - for good and bad. After the initial set of meetings, we’ll continue to meet over time to review progress from the previous planning meetings. We will update asset values, make adjustments, and re-establish how you should focus your efforts for the next 6, 12, or 24 months.
The Planning Process Components
Cash Flow Planning
Investment Management
Retirement Planning
Social Security Optimization
Pensions
Risk Management
Tax Planning
Real Estate
Estate Planning